:root{--navy:#002048;--blue:#0058ff;--ink:#0b1f38;--muted:#566b83;--line:#dbe5f0;--soft:#f4f8ff;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#f7f9fd;color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.6}a{color:inherit}.wrap{width:min(1120px,calc(100% - 32px));margin:auto}.header{background:#fff;border-bottom:1px solid #dce8f5}.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo{display:block;width:210px;height:auto}.links{display:flex;gap:24px;font-weight:700;font-size:14px;color:#294663}.hero{background:radial-gradient(circle at 80% 10%,#0058ff33,transparent 30%),var(--navy);color:#fff;padding:54px 0 58px}.crumbs{font-size:14px;font-weight:700;color:#bcd3f2}.crumbs a{text-decoration:none}.eyebrow{display:block;margin-top:28px;color:#9fc1ff;font-size:13px;font-weight:900;letter-spacing:.16em;text-transform:uppercase}h1{max-width:900px;margin:10px 0 16px;font-size:clamp(36px,6vw,64px);line-height:1.02;letter-spacing:-.045em}.lead{max-width:780px;margin:0;color:#d5e2f1;font-size:18px}.main{padding:54px 0 76px}.layout{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:28px;align-items:start}.panel,.card,.locked{border:1px solid var(--line);background:#fff;border-radius:22px;box-shadow:0 8px 30px #0020480a}.panel{padding:28px}.panel h2,.locked h2{margin:0;font-size:28px;line-height:1.15}.meta{display:flex;flex-wrap:wrap;gap:9px;margin:20px 0}.pill{border-radius:999px;background:var(--soft);padding:7px 12px;color:#24486f;font-size:13px;font-weight:800}.summary{border-left:4px solid var(--blue);margin:24px 0 0;padding:18px 20px;background:#f5f8ff;border-radius:0 15px 15px 0;font-size:18px}.notice{margin-top:22px;border-radius:16px;background:#fff7e8;padding:16px 18px;color:#694710}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:26px}.card{display:block;padding:20px;text-decoration:none;transition:.18s}.card:hover{transform:translateY(-2px);border-color:#70a0ff;box-shadow:0 14px 34px #00204818}.card strong{display:block;font-size:17px;color:var(--navy)}.card span{display:block;margin-top:5px;color:var(--muted);font-size:14px}.locked{position:sticky;top:20px;overflow:hidden}.lock-head{padding:25px;background:var(--navy);color:#fff}.lock-body{padding:24px}.locked-list{display:grid;gap:10px;margin:0 0 22px;padding:0;list-style:none}.locked-list li{display:flex;gap:10px;align-items:center;border:1px solid var(--line);border-radius:12px;padding:11px 12px;font-weight:700;color:#40566f}.lock-icon{display:grid;width:28px;height:28px;place-items:center;border-radius:9px;background:#eaf1ff;color:var(--blue)}.cta{display:block;border-radius:13px;background:var(--blue);padding:13px 16px;text-align:center;color:#fff;font-weight:900;text-decoration:none}.cta.alt{margin-top:10px;background:#edf3ff;color:#003c9d}.fine{margin:14px 0 0;color:var(--muted);font-size:13px;text-align:center}.footer{background:var(--navy);padding:38px 0;color:#bcd3f2}.footer-row{display:flex;justify-content:space-between;gap:20px;align-items:center}.footer a{font-weight:700}.search{display:flex;gap:10px;margin-top:28px}.search input{width:100%;min-height:48px;border:1px solid var(--line);border-radius:13px;padding:0 15px;font-size:16px}.search button{min-height:48px;border:0;border-radius:13px;background:var(--blue);padding:0 20px;color:#fff;font-weight:900}@media(max-width:820px){.links{display:none}.layout{grid-template-columns:1fr}.locked{position:static}.grid{grid-template-columns:1fr 1fr}.hero{padding:40px 0 44px}.logo{width:180px}}@media(max-width:520px){.grid{grid-template-columns:1fr}.wrap{width:min(100% - 24px,1120px)}.panel{padding:21px}.footer-row{align-items:flex-start;flex-direction:column}.search{flex-direction:column}}